Questions people ask before their first call.

Yes. The first conversation is free with no obligation. It’s a chance for us to understand your situation and for you to decide if working together makes sense, before any commitment.

Craig R. Cassidy is compensated through a combination of advisory fees and, where insurance or annuity products are recommended and purchased, commissions from the issuing carrier. He'll always be upfront about how a specific recommendation compensates him. See our Important Disclosures for full detail.

We work with a range of household situations. Rather than a hard minimum, the first call is about understanding your goals and whether our approach is a good fit for your situation.

Craig acts as a fiduciary at all times, not only when providing advisory services. It's the standard he holds himself to in every conversation, not just the ones labeled "advisory."

Depending on your plan, recommendations may include fixed or fixed-indexed annuities, life insurance, and investment advisory services. We’ll always show you the specific product, its costs, and the alternatives we considered.

We work with a broad panel of insurance carriers rather than one preferred company, so a recommendation is based on what fits your situation, not on which contract pays the most. Ask us for the current carrier list.

Yes, a second opinion review is one of the most common ways people start working with us. We’ll review what you already have and tell you plainly if we think it’s working well or not.

That’s exactly the window we focus on. Starting the planning conversation up to five years out gives you time to actually act on what we find, rather than reacting at the last minute.

You’ll hear from our client services team to confirm a time. The first meeting is a conversation, not a sales pitch, we’ll ask about your goals and current situation and explain how our process works from there.